USD 232 offers an array of insurance coverage to all eligible employees (those working a minimum of 18.75 hours/week). If an eligible employee is considered less than full-time, they will be responsible for paying a proportional share of their health insurance based on their contract hours.
The district provides an extensive set of employee benefits, giving our employees the flexibility to refine personal coverage to meet their specific needs. Comprehensive plans include health, dental and vision options, as well as flexible reimbursement plans, life insurance and more.
MEDICAL BENEFITS - BCBS of Kansas City
There are 5 medical plans to choose from through Blue Cross/Blue Shield of Kansas City. Two high deductible plans, two traditional PPO plans and one HMO.
DENTAL BENEFITS - Delta Dental
Dental coverage is with Delta Dental of Kansas. A traditional fee-for-service program uses Kansas' largest dentist network with approximately 80% of the practicing dentists in Kansas. Patients who sign up for DeltaPremier have the freedom to visit any dentist they choose. However, if you use a DeltaPremier dentist, the program guarantees you will not pay more than the patient portion specified in your company dental plan. You may provide dental coverage for your spouse/children at your expense.
VISION BENEFITS - Surency Vision
Dental coverage is with Surency Vision. Two options to choose from; Exam + Materials or Materials only.
LIFE INSURANCE BENEFITS - Guardian
USD 232 provides eligible employees with a $50,000 group term life policy and a $50,000 Accidental Death & Dismemberment policy at no cost. Employees have the option of purchasing voluntary term life insurance for themselves, their spouse and their child(ren), all at the employee's own cost.
SHORT-TERM DISABLITY BENEFITS - UNUM
All eligible employees are automatically covered with short-term disability insurance, 100% paid for by the district, regardless of full-time status. STD covers any off-the-job physician-documented disability which often results in a loss of income. The STD wait period is 30 calendar days or the exhaustion of your sick leave, whichever is greater, after your accident/illness. After the wait period, the benefit pays 65% of base salary, up to a maximum of $1,250 per week, for up to 26 weeks.
FLEXIBLE SPENDING ACCOUNT PLAN (FSA) - Flex Made Easy
A Flexible Spending Account (FSA) provides a way for you to designate pre-tax dollars to pay for certain medical and dependent care expenses. This is done through a pre-tax payroll deduction each pay period throughout the year and placed in your FSA account. This account helps pay for medical, vision and dental expenses.
KPERS - Retirement Program
Kansas law requires that all eligible employees must become members. As an active member, you contribute 6% of your gross earnings and your contributions earn interest annually.
TAX SHELTERED ACCOUNTS - 403b/457b
TSAs are a retirement plan similar to a 401k. The district offers one plan; AIG Retirement Services, a CSD Retirement Trust company.
You can purchase supplemental policies. These include:
- Cancer Insurance
- Accident Insurance
- Critical Health Events Coverage
- Vision Insurance
- Universal Life/Long-Term Care Coverage
- Identity Theft Protection Coverage
- Health Savings Accounts
- Legal Services